Why is the government so bad at healthcare? They had worked on it for 75 years and so don't know what they are doing. The care is expensive and the access is okay. It is also made in bureaucracy. It has a lot of waste within the system. Then Obamacare was supposed to fixed all the issues. The sad news is that healthcare didn't get better. Why?
The government is a third party payer. Let say a person will buy something. The person will look at price and quality. A person wants the highest quality with the lowest price. If a person looks for a tablet then only the person buying knows what they want so there a competitive market for the person's money.
The first party purchase is this research then choice. The person paying is the person using.
If someone is paying for someone else. The person buying wants a good price but the quality may not as good. It could be a wedding a gift. A person could say, "By the time it breaks, they will forget who give it to them." This person wanted a good price but will not use the product so it could be lackluster.
We can use something but not going to pay for it. This is called second party purchases.
The person paying is not the person using.
If you are not paying for it or using it then you are not concerned about the price or quality.
Let's say that your boss gives you 200 bucks for a prize. You buy a 8 foot frog for the winner at the party.
And everyone laughs at the prize. This is called a third party purchase.
A purchase with money that's not yours to buy something that you will not use.
All government purchases are third party purchases. The government will spend other people money that they will not consume. The government does not care about the price or quality.
There will always be waste in governmental spending. President Lincoln said, "Government should do only those things that a man can't do better for himself."
If 300 million people in the United States were able to buy health insurance like life insurance, then the companies will offer a little more coverage for a little less cost.
The healthcare field would be working to get people money so the quality would improved and the cost would go down.
The lazer eye surgery used to 2,000 dollars and now it cost 500 dollars. That's the way free enterprise competition works every time.
When the government get involved in the healthcare. Cost goes up and waste and fraud increases.
Some services will be denied or unavailable. This what happens within governmental healthcare programs within this world. When healthcare becomes a first person payer then they will get the healthcare that they want.
https://www.prageru.com/courses/economics/government-cant-fix-healthcare
Thursday, July 27, 2017
Sunday, July 16, 2017
Over the top
Love brings it over the top
I have been reborn
So my light will be known
A man on piece of wood
That changed my life
I desire to befriend like Him
I like to make treats and cook
For people to show love to everyone
It shows the heart
Jesus prepares better food
Better than me because He
Will bring true peace and joy
I like to listen to people
If they have issue I am there
It makes me sad when I can't help
Jesus is all powerful the Lord
He will heal a broken heart
Why I came to Him
I have my limitations
I will fail everyone
I don't try but it will happen
Jesus will never fail you
Put your all in the relationship
He is the Show Stopper
I have been reborn
So my light will be known
A man on piece of wood
That changed my life
I desire to befriend like Him
I like to make treats and cook
For people to show love to everyone
It shows the heart
Jesus prepares better food
Better than me because He
Will bring true peace and joy
I like to listen to people
If they have issue I am there
It makes me sad when I can't help
Jesus is all powerful the Lord
He will heal a broken heart
Why I came to Him
I have my limitations
I will fail everyone
I don't try but it will happen
Jesus will never fail you
Put your all in the relationship
He is the Show Stopper
Saturday, July 15, 2017
Where to go when we are in trouble
I love the book of Psalms because it shows the heart of God. I think it is beautiful when a man writes a love poem or song to his wife. David wrote from his heart to God. David was a great writer and the Holy Spirit led him to write Psalm 11.
I love the first verse of this Psalm. It reads, "In the Lord I take refuge." I want to be a friend to people and I can go over the top but the Lord will do ever more than I could.
The second part of verse one to three talks about the people that are against the Bible and God and they will attack the work of God. It could be even people that really don't care about God.
It seems that the people that hate God and the people that are indifferent with God are winning and it causes many believers to be sad. I try to encourage them but it seems that I am losing the battle.
These words are strong. Psalm 11:1-3 says, "How then can you say to me: 'Flee like a bird to your mountain. For look, the wicked bend their bows; they set their arrows against the strings
to shoot from the shadows at the upright in heart. When the foundations are being destroyed, what can the righteous do?”
I have great news. I may fail to bring justice in this world but God will never fail.
Psalm 11:4 says, "The Lord is in his holy temple; the Lord is on his heavenly throne.
He observes everyone on earth; his eyes examine them."
God is still in control. People can use words and do their best but put your faith in Jesus.
Remember that God is in control.
People think that they can do all the sin but God will see all their sins. That person is making a grave to hell if they don't repent. The Lord will guide a believer that belongs to him.
Psalm 11:5-6 says, "The Lord examines the righteous, but the wicked, those who love violence, he hates with a passion. On the wicked he will rain fiery coals and burning sulfur; a scorching wind will be their lot."
The person that have accepted Jesus and the person that rejects Jesus, all want justice. The justice that will be served will be based on the God of the Bible. The wicked will get justice when they are judged by God and the people that trusted Jesus will be rewarded.
God wants the wicked to know him so he is kind to them so a person needs to trample on God to go to hell.
Psalm 11:7 says, "For the Lord is righteous, he loves justice; the upright will see his face."
https://www.youtube.com/watch?v=pxJTY733E6M
I love the first verse of this Psalm. It reads, "In the Lord I take refuge." I want to be a friend to people and I can go over the top but the Lord will do ever more than I could.
The second part of verse one to three talks about the people that are against the Bible and God and they will attack the work of God. It could be even people that really don't care about God.
It seems that the people that hate God and the people that are indifferent with God are winning and it causes many believers to be sad. I try to encourage them but it seems that I am losing the battle.
These words are strong. Psalm 11:1-3 says, "How then can you say to me: 'Flee like a bird to your mountain. For look, the wicked bend their bows; they set their arrows against the strings
to shoot from the shadows at the upright in heart. When the foundations are being destroyed, what can the righteous do?”
I have great news. I may fail to bring justice in this world but God will never fail.
Psalm 11:4 says, "The Lord is in his holy temple; the Lord is on his heavenly throne.
He observes everyone on earth; his eyes examine them."
God is still in control. People can use words and do their best but put your faith in Jesus.
Remember that God is in control.
People think that they can do all the sin but God will see all their sins. That person is making a grave to hell if they don't repent. The Lord will guide a believer that belongs to him.
Psalm 11:5-6 says, "The Lord examines the righteous, but the wicked, those who love violence, he hates with a passion. On the wicked he will rain fiery coals and burning sulfur; a scorching wind will be their lot."
The person that have accepted Jesus and the person that rejects Jesus, all want justice. The justice that will be served will be based on the God of the Bible. The wicked will get justice when they are judged by God and the people that trusted Jesus will be rewarded.
God wants the wicked to know him so he is kind to them so a person needs to trample on God to go to hell.
Psalm 11:7 says, "For the Lord is righteous, he loves justice; the upright will see his face."
https://www.youtube.com/watch?v=pxJTY733E6M
Friday, July 14, 2017
The greatest President ever JFK? Was he a Democrat?
This guy was one of the most popular presidents ever, he was handsome. He was a war hero and he believed that the United States needed a strong military was needed for peace in the world.
He believed that cutting taxes were the best way to grow the economy of the United States.
He opposed racial quotas and he hated unrestricted abortion.
Do you know his name? And he was not a Republican. His name was John F. Kennedy.
When he was running for office in 1960, he was a mainstream Democrat.
The name of Kennedy is beloved in the Democrat party but Democrats hates his political positions.
Ronald Regan was the 40th President of the United States was a Democrat most of his life.
He said, "I didn't leave the Democratic Party but the party left me."
If Kennedy was alive now, what party would be Kennedy? Would he still be a Democrat?
JFK hated the idea of using racial preference and quotas so he would be against the current Democrats now. Affirmative Action is very Democratic. Kennedy that this idea was counter-productive.
He would say this about Affirmative Action and he would not like it. He said, "I don't think we can undo the past now. We have to the best we can now."
He said, "I don't think quotas are a good idea, we are too mixed, this society of ours to begin divide ourselves on the base of race or color."
Kennedy was a fan of across the board tax-cuts. He thought people should keep their money and not give to the government. He thought even the rich people should keep their money.
He said, "A tax cut means higher family income and higher business profit."
With the idea that Kennedy had, families would have more money for themselves to provide for their families.
He believe that business that were not taxed as much would grow better. He thought too many taxes on business would hurt growth.
Russia built a weapon plant in Cuba, he was going to use military. The Cuban Missile Crisis happened and Russia backed down.
Reagan and Kennedy believed in peace with strength and not strength with peace.
He said this, "Only when our arms are sufficient beyond doubt that they never be employed."
Kennedy believed that people should have gun rights. He was a member of the IRA and he was a Democrat. He wanted people to have guns.
Kennedy was against abortion. He picked a pro-life judge on the Supreme Court that didn't want Roe vs. Wade. The judge name was Byron Rehnquist. He opposed the idea in Japan that promoted Abortion to control the population.
He said, "On the question of limiting population: As you know, the Japanese have been doing it very vigorously, though abortion which I think would be repugnant to all Americans."
If Kennedy the greatest Democratic President lived today, he would be a conservative.
https://www.prageru.com/courses/political-science/jfk-democrat-or-republican
He believed that cutting taxes were the best way to grow the economy of the United States.
He opposed racial quotas and he hated unrestricted abortion.
Do you know his name? And he was not a Republican. His name was John F. Kennedy.
When he was running for office in 1960, he was a mainstream Democrat.
The name of Kennedy is beloved in the Democrat party but Democrats hates his political positions.
Ronald Regan was the 40th President of the United States was a Democrat most of his life.
He said, "I didn't leave the Democratic Party but the party left me."
If Kennedy was alive now, what party would be Kennedy? Would he still be a Democrat?
JFK hated the idea of using racial preference and quotas so he would be against the current Democrats now. Affirmative Action is very Democratic. Kennedy that this idea was counter-productive.
He would say this about Affirmative Action and he would not like it. He said, "I don't think we can undo the past now. We have to the best we can now."
He said, "I don't think quotas are a good idea, we are too mixed, this society of ours to begin divide ourselves on the base of race or color."
Kennedy was a fan of across the board tax-cuts. He thought people should keep their money and not give to the government. He thought even the rich people should keep their money.
He said, "A tax cut means higher family income and higher business profit."
With the idea that Kennedy had, families would have more money for themselves to provide for their families.
He believe that business that were not taxed as much would grow better. He thought too many taxes on business would hurt growth.
Russia built a weapon plant in Cuba, he was going to use military. The Cuban Missile Crisis happened and Russia backed down.
Reagan and Kennedy believed in peace with strength and not strength with peace.
He said this, "Only when our arms are sufficient beyond doubt that they never be employed."
Kennedy believed that people should have gun rights. He was a member of the IRA and he was a Democrat. He wanted people to have guns.
Kennedy was against abortion. He picked a pro-life judge on the Supreme Court that didn't want Roe vs. Wade. The judge name was Byron Rehnquist. He opposed the idea in Japan that promoted Abortion to control the population.
He said, "On the question of limiting population: As you know, the Japanese have been doing it very vigorously, though abortion which I think would be repugnant to all Americans."
If Kennedy the greatest Democratic President lived today, he would be a conservative.
https://www.prageru.com/courses/political-science/jfk-democrat-or-republican
Friday, June 9, 2017
Hope for the hopeless
I love Psalm 10 because I feel this way many times towards God.
I love verse one. It seems that when we enter hard times that God is not near but He is. We must seek the Lord and God will honor us.
I love verses two to four. There are many famous and non-famous people that reject God and promote sin. They will accept everything but truth. We have a hole in our lives that only God will fill but they refuse the truth.
I love verse five to eleven because many people will think that God is not real and do many evil things. This is from Hitler to you or the person next to you.
We need to know God will judge you and me and He is kind but we must submit to Him.
If a person don't have Jesus then they don't have the Holy Spirit. That person will do little and big bad activities in their hearts and actions.
I don't want to make all the believers that everything is for nothing because there is a next life where God will rule and punish all the sins of this world.
I love verses twelve to fifteen because it gives me hope. The world will never focus on the millions or billion of Christians in Africa that is being killed by Muslims, but God see the act of the followers and will hear them.
The last three verses should give hope for you and me. God is in control. God look after the fatherless. I am living proof. I did have a dad but he was never there for me. God was reaching out to me and I heard His call. God hears the oppressed and He will give them peace. This world shows that we are weak and we need to follow the Lord Jesus.
Psalm 10
I love verse one. It seems that when we enter hard times that God is not near but He is. We must seek the Lord and God will honor us.
I love verses two to four. There are many famous and non-famous people that reject God and promote sin. They will accept everything but truth. We have a hole in our lives that only God will fill but they refuse the truth.
I love verse five to eleven because many people will think that God is not real and do many evil things. This is from Hitler to you or the person next to you.
We need to know God will judge you and me and He is kind but we must submit to Him.
If a person don't have Jesus then they don't have the Holy Spirit. That person will do little and big bad activities in their hearts and actions.
I don't want to make all the believers that everything is for nothing because there is a next life where God will rule and punish all the sins of this world.
I love verses twelve to fifteen because it gives me hope. The world will never focus on the millions or billion of Christians in Africa that is being killed by Muslims, but God see the act of the followers and will hear them.
The last three verses should give hope for you and me. God is in control. God look after the fatherless. I am living proof. I did have a dad but he was never there for me. God was reaching out to me and I heard His call. God hears the oppressed and He will give them peace. This world shows that we are weak and we need to follow the Lord Jesus.
Psalm 10
1 Why, Lord, do you stand far off?
Why do you hide yourself in times of trouble?
Why do you hide yourself in times of trouble?
2 In his arrogance the wicked man hunts down the weak,
who are caught in the schemes he devises.
3 He boasts about the cravings of his heart;
he blesses the greedy and reviles the Lord.
4 In his pride the wicked man does not seek him;
in all his thoughts there is no room for God.
5 His ways are always prosperous;
your laws are rejected by him;
he sneers at all his enemies.
6 He says to himself, “Nothing will ever shake me.”
He swears, “No one will ever do me harm.”
who are caught in the schemes he devises.
3 He boasts about the cravings of his heart;
he blesses the greedy and reviles the Lord.
4 In his pride the wicked man does not seek him;
in all his thoughts there is no room for God.
5 His ways are always prosperous;
your laws are rejected by him;
he sneers at all his enemies.
6 He says to himself, “Nothing will ever shake me.”
He swears, “No one will ever do me harm.”
7 His mouth is full of lies and threats;
trouble and evil are under his tongue.
8 He lies in wait near the villages;
from ambush he murders the innocent.
His eyes watch in secret for his victims;
9 like a lion in cover he lies in wait.
He lies in wait to catch the helpless;
he catches the helpless and drags them off in his net.
10 His victims are crushed, they collapse;
they fall under his strength.
11 He says to himself, “God will never notice;
he covers his face and never sees.”
trouble and evil are under his tongue.
8 He lies in wait near the villages;
from ambush he murders the innocent.
His eyes watch in secret for his victims;
9 like a lion in cover he lies in wait.
He lies in wait to catch the helpless;
he catches the helpless and drags them off in his net.
10 His victims are crushed, they collapse;
they fall under his strength.
11 He says to himself, “God will never notice;
he covers his face and never sees.”
12 Arise, Lord! Lift up your hand, O God.
Do not forget the helpless.
13 Why does the wicked man revile God?
Why does he say to himself,
“He won’t call me to account”?
14 But you, God, see the trouble of the afflicted;
you consider their grief and take it in hand.
The victims commit themselves to you;
you are the helper of the fatherless.
15 Break the arm of the wicked man;
call the evildoer to account for his wickedness
that would not otherwise be found out.
Do not forget the helpless.
13 Why does the wicked man revile God?
Why does he say to himself,
“He won’t call me to account”?
14 But you, God, see the trouble of the afflicted;
you consider their grief and take it in hand.
The victims commit themselves to you;
you are the helper of the fatherless.
15 Break the arm of the wicked man;
call the evildoer to account for his wickedness
that would not otherwise be found out.
16 The Lord is King for ever and ever;
the nations will perish from his land.
17 You, Lord, hear the desire of the afflicted;
you encourage them, and you listen to their cry,
18 defending the fatherless and the oppressed,
so that mere earthly mortals
will never again strike terror.
the nations will perish from his land.
17 You, Lord, hear the desire of the afflicted;
you encourage them, and you listen to their cry,
18 defending the fatherless and the oppressed,
so that mere earthly mortals
will never again strike terror.
Wednesday, June 7, 2017
Feeling weak
None of us are strong
Temptation seize the soul
We give in all the time
Different spot gets our attention
Men fall for the flesh of a woman
Women have their own sins
Wish that I could say that
That I don't like temptation
But I play with that friend
Times wondering why I feel weak
Truth is that I give in to easy
The devil and world in life
The cross gives forgiveness
Do I turn my folly?
Yes and then no
I am not perfect yet
So I need to draw near
In prayer and the Bible
Lord give me strength
For I am feeling weak
Let me lean on You
Temptation seize the soul
We give in all the time
Different spot gets our attention
Men fall for the flesh of a woman
Women have their own sins
Wish that I could say that
That I don't like temptation
But I play with that friend
Times wondering why I feel weak
Truth is that I give in to easy
The devil and world in life
The cross gives forgiveness
Do I turn my folly?
Yes and then no
I am not perfect yet
So I need to draw near
In prayer and the Bible
Lord give me strength
For I am feeling weak
Let me lean on You
Monday, June 5, 2017
The Paris Climate Agreement Won't Change The Climate
There are much noise about the Paris Climate Agreement and it is always in the news.
They have 178 countries that signed this agreement in 2016.
Laurent Fabius, the French Foreign Minister called it a Historic turning point.
Gina McCarthy, the head of the EPA, in the committee on Science, Space and Technology.
Her statement was this, "the Paris Agreement was an incredible achievement."
There were questions about how much will this treaty reduce global temperatures?
She would not or could not say. It seems like a big bark and not bite in this agreement.
The cost of this agreement is great but reduce very little to reduce global warming.
I will look at the Obama plan on the Clean Power Plan. This plan will accomplish nothing.
If the United States did the Paris Climate Agreement and Clean Power Plan until 2100.
The temperature increase reduction would be only 0.023 percent.
If the United States did what Obama wants, it would postpone global warming by 8 months at the end of the century.
Let's assume all the carbon cuts according the Paris Climate Agreement are met and sustained to 2100. The temperature would dropped by 0.3 degrees. The same as postponing global warming for four years.
Again, this is using the UN's own Climate Prediction Model. These little results are not free.
The cost of the Paris Agreement will be up in 1 to 2 trillion dollars every year, the numbers are from the Stanford Energy Modeling Forum and the Asia Modeling Exercise.
Let me break it down. We will spend at least 100 trillion dollars to reduce the temperature by the end of the century by the great number of 0.3 degrees.
Still some people that support this will say, "its real impact on temperature will be greater then what the UN model will predicts."
This is based on wishful thinking. The Climate Action Tracker which many will quote. They think 1.6 degree reduction by the end of the century. This prediction is assuming that even stronger climate policy will be part in practice in the future.
98% of the assumption will occur of the year of 2030. The Paris Agreement will only get to 1% of the 2 degrees target.
99% are put off until the year of 2030. The Paris Agreement is the wrong solution to a real problem.
Bill Gates have an other idea in Breakthrough. Bill gates announced that private investors are committing 7 billion dollars for clean energy R&D.
Instead of big government and the popular ideas that we hear in common talk.
Those who want to combat Climate Change should focus on boosting Green Energy Innovation.
The United States has reduce the cost of natural gas which means people will use natural gas instead of coal. It has lowered CO2 emission better the big government policies.
Maybe the leaders in Paris, France should meet at Paris, Texas. Have a great night.
https://www.prageru.com/courses/environmental-science/paris-climate-agreement-wont-change-climate
They have 178 countries that signed this agreement in 2016.
Laurent Fabius, the French Foreign Minister called it a Historic turning point.
Gina McCarthy, the head of the EPA, in the committee on Science, Space and Technology.
Her statement was this, "the Paris Agreement was an incredible achievement."
There were questions about how much will this treaty reduce global temperatures?
She would not or could not say. It seems like a big bark and not bite in this agreement.
The cost of this agreement is great but reduce very little to reduce global warming.
I will look at the Obama plan on the Clean Power Plan. This plan will accomplish nothing.
If the United States did the Paris Climate Agreement and Clean Power Plan until 2100.
The temperature increase reduction would be only 0.023 percent.
If the United States did what Obama wants, it would postpone global warming by 8 months at the end of the century.
Let's assume all the carbon cuts according the Paris Climate Agreement are met and sustained to 2100. The temperature would dropped by 0.3 degrees. The same as postponing global warming for four years.
Again, this is using the UN's own Climate Prediction Model. These little results are not free.
The cost of the Paris Agreement will be up in 1 to 2 trillion dollars every year, the numbers are from the Stanford Energy Modeling Forum and the Asia Modeling Exercise.
Let me break it down. We will spend at least 100 trillion dollars to reduce the temperature by the end of the century by the great number of 0.3 degrees.
Still some people that support this will say, "its real impact on temperature will be greater then what the UN model will predicts."
This is based on wishful thinking. The Climate Action Tracker which many will quote. They think 1.6 degree reduction by the end of the century. This prediction is assuming that even stronger climate policy will be part in practice in the future.
98% of the assumption will occur of the year of 2030. The Paris Agreement will only get to 1% of the 2 degrees target.
99% are put off until the year of 2030. The Paris Agreement is the wrong solution to a real problem.
Bill Gates have an other idea in Breakthrough. Bill gates announced that private investors are committing 7 billion dollars for clean energy R&D.
Instead of big government and the popular ideas that we hear in common talk.
Those who want to combat Climate Change should focus on boosting Green Energy Innovation.
The United States has reduce the cost of natural gas which means people will use natural gas instead of coal. It has lowered CO2 emission better the big government policies.
Maybe the leaders in Paris, France should meet at Paris, Texas. Have a great night.
https://www.prageru.com/courses/environmental-science/paris-climate-agreement-wont-change-climate
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